Car Insurance Ireland that suits your needs, we deal with 14 different Insurers to make sure you get the best value car insurance quote available on the day. Simply Go to our “Car Insurance Quote Request” above and answer the questions.
Car Insurance Ireland – Benefits With QuickQuotes.ie
We offer the following benefits* from our providers of car insurance Ireland
- Driving other cars extension.
- Fully or partially protected No Claims Bonus.
- Windscreen cover.
- Breakdown Assistance.
Note *some policies include the above as standard and on some policies they are optional extras.
Documents required To Take Out A Car Insurance Policy?
- Your new car insurance company may need you to sign a proposal form/statement of fact.
- A copy of driving licenses for all persons insured under the policy.
- Your expiring No claims Bonus.
- Payment.
- A utility bill/confirmation of home address in some cases.
- An NCT certificate in some cases.
- A VLC/log book in some cases.
What does Comprehensive car insurance really cover?
Comprehensive car insurance cover can be broken down into 3 distinct parts
- Car Insurance – Third party cover – covers damage caused by you to other persons or property whilst driving your car*
- Fire and Theft – Covers the cost of repairing or replacing your car following a fire or theft/attempted theft.*
- Accidental Damage – Covers the cost of repairing or replacing your car following damage caused to it by you.*
*Please refer to your own schedule of insurance and policy document for full terms and conditions.
The above is a summary only.
Q. What else can be added to your car insurance policy?
- Breakdown assistance
- Driving other cars – you can drive a car not belonging to you for Third Party only cover.
- No claims bonus protection – you can get full bonus protection or partial/step back protection.
- Windscreen cover – allows you claim for a broken windscreen without affecting your no claims bonus.
Car Insurance Quotes May be Affected by Not Declaring the following items:
- Penalty points.
- Part –time occupations.
- Accidents that you may have had driving someone else car/employer car.You may not think they are relevant however it’s better to let us know.
Your Car Insurance Documents In One Place
For your convenience, we have attached Insurer policy documents. Please note that Insurers can amend their policy documents and these documents are correct at 19/6/2017. Please refer to your most recent renewal for the most up to date policy document.
Car Insurance Frequently Asked Questions
Q. What does Driving Other Cars mean?
A. If you hold a motor insurance policy, you may have Driving Other Cars extension (DOC) . Always
check first if you have this cover. If you do, it allows you to drive a car not belonging to you for Third
Party Only cover. Please check with your Insurer to get the exact Car Insurance wording as some
DOC extensions differ.
Q. What is Open Driving under my car insurance policy.
A. If you have Open Driving on your insurance policy, it will cover drivers who with your consent are
driving your car with a full driving licence. Some Open Driving policies have age limits, e.g. only drivers
25 to 70. Please check your own policy for the open driving car insurance wording.
Q. I have been involved in a Car Accident.
A. Please refer to our claims page.
Q. What is an excess on my car insurance policy.
A. Your excess is a monetary amount that you cover in the event of damage claim e.g. If you have an
excess of €500.00 you must pay the first €500.00 of any damage claims to your car. As always please
check with your own broker/insurer to check the excess wording.
Q. Can I protect my No Claims Bonus?
A. Yes – please check with your insurer for the cost of protecting it and the exact Bonus Protection
you are getting for your car Insurance as different Insurers offer different levels of No Claims Bonus
Protection.
Q. Can I use my car abroad.
A. Most policies offer 30 days consecutive travel abroad – please refer to your policy wording for
your own car insurance policy.
Q. I have heard stories that it’s difficult to insure cars over 10 years of age?
A. Yes – we are seeing more and more Insurers charge differently for cars over 10 years of age. We
would always recommend that you ring your broker/insurer before buying a car to see what options
are available for car insurance.
Q. How can I bring my car Insurance premium down.
A. Ring Quickquotes.ie for a start! After that, make sure you have a full license and maximum no
claims bonus. Sometimes adding a spouse or parent to your policy can reduce the premium. Try if
possible to drive a car less than 10 years old. Some Insurers can now tell if your car has an NCT on it
– ensure your car has a valid NCT displayed.
Q. I have a Foreign licence. What do I do?
A. Most EU licences can be changed to an Irish Full Licence Please check with the Licensing
Authorities
Testimonial
“I dealt with Ken in Quick Quotes for my car insurance. I found him to be very professional and the rates were extremely competitive. Recently I switched my home insurance to Quick Quotes and Ken made the process very simple and once again the price was very reasonable. I would have no problem in recommending Quick Quotes to my friends and family.”
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T: 1890942668 or E:info@quickquotes.ie